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A residential mortgage is simply a loan taken out against a property that you and / or your immediate family intent to live in as your main residence. Re...

If you were denied a loan due to past credit issues, there may be some lenders that could still accept your application. Some lenders will underwrite (asses...

A capped rate mortgage is a deal with a fixed limit on how much interest can increase during the lifetime of the loan. They're increasing in popularity,...

A mortgage is a legal agreement between yourself and the lender to borrow a specific amount of money necessary to buy your property.  These loans have a rep...

An Annual Percentage Rate (APR) is the annual rate charged by your lender on borrowed monies. An APR is shown as a percentage and represents the actual year...

If you haven't yet missed a mortgage payment, contact your mortgage broker immediately and notify them of your financial situation, they will be able to...

A variable rate mortgage loan is one that changes from time to time according to the lender's discretion and market interest rates. Lenders cannot chang...

The source of deposit can be anything from the funds received from a previous property sale to a monetary gift. These funds should be in a special account d...

A residential mortgage is a mortgage for a property in which you intend to live. Usually, you will have a lower deposit and higher monthly payment. You are ...

A fixed mortgage is a property loan on which a homeowner pays the same amount every month - for the lifetime of the loan. This is usually for a loan with a ...